How to Deal with eBay Wholesalers and Dropshippers

The internet is a very big market and like any other market there would be people looking for opportunity to take you for a ride. It is very difficult to recognize them on internet and that is what we are going to do now-discussing ways to spot them.

Well, the first rule of any business is that if something is very cheap, it might actually be very cheap. After all what would be the reason for its low price? Be very careful when you find a dirt cheap product. It might actually be worth dirt.

Always know what you are buying in terms of its price. You might find people bidding high prices for products that they could easily have purchased at lower prices else where. Get a good idea of ​​the price before you make any bid.

And yes, try not to go for ideas and schemes though cheap they might be. Most of the times they are not worth a dime. Bid for real products that have a value.

When you are working through eBay, work through eBay. Do not try to deal outside it to save the fees eBay charges sellers. Money sent outside of eBay is absolutely insecure and if you do not get paid, what would you do?

If someone tells you to send payment to accounts that do not belong to that account as specified by eBay, you would do well not to send payments. The account might have been hacked and you might lose your money.

If you find a seller changing the items he sell abruptly, be cautious of him. He might be trying to show as if he has made a lot of sales and in reality might be planning run away with your money. The same goes with shill bidder. If you find some obscure person out bidding you on a certain item, chances are that it might be the seller shill bidding to raise the price of the product.

Never use the escrow service recommended by a seller. It might actually be owned by the seller himself and you can easily lose your money. They would keep the money and send you nothing in return.

Always pay electronically because payments made using checks or money orders are very difficult to recover. What is more it is very difficult to track the payments made.

The best thing to do is to look for the feedback rating. Every seller has a number next to his name which denotes his feedback rating. So, the higher is the rating, the more you can trust him.

And I would like to conclude this discussion by reiterating about feedback rating. Every buyer and seller has a feedback rating and you would do well to deal keeping in mind the feedback ratings of the person you are dealing with. If you do so, the possibility of being cheated on eBay gets reduced significantly. So, be careful of it.

Source by James A. Penn

Auto Accident Lawyers In No-Fault States

As with any US law, the traffic laws in what is commonly known as a no-fault state are dramatically different from other states, and it is wise to check your rights and priorities before you start participating in traffic, and you would be smart to know that if you are involved in a wreck, you will more than likely require the help of experienced auto accident lawyers.

The 12 no-fault states are: Florida, Hawaii, Kansas, Kentucky, Massachusetts, Michigan, Minnesota, New Jersey, New York, North Dakota, Pennsylvania, and Utah. If you live in a no-fault state, the no-fault portion of your auto insurance policy is referred to as PIP or Personal Injury Protection.

When it comes to traffic accidents, it is extremely important to find out ahead of time what you need to do, if you ever do happen to get in an accident. What you do at the scene and the information you are able to obtain while both parties are still on the scene could very well determine the outcome of any trial that could eventually take place.

If you are involved in anything other than a fender-bender, you would do well to hire an auto accident lawyer to make sure that your rights are protected under the no-fault law.

Auto accident lawyers in no-fault states are specialized in traffic law, and should know all the ins and out, loopholes and even the most curious laws regarding the different traffic situations that could lead to litigation, and it is wise to contact one of them if you have had an accident, to ensure your rights are properly represented should you ever need to go to court.

While your accident lawyer will try to help you to get all expenses covered by the other party, or even get compensation for pain suffered, because of the no-fault laws, you will have to claim your medical expenses for your injuries through your own auto and health insurance company. The no-fault law has been instated in 12 states across the US in order to speed up any court arrangements, so that all people involved can get the medical help they need.

However, if you are looking for money in order to pay for the damages done by the other party, you will have to hire an auto accident specialist lawyer in case their insurance company does not see fit to cover the property damage done to your vehicle.

In order to have the best chance at full payment, you must make sure to adhere to the state laws and rules that dictate specifically what to do and how to react after a car accident. If you have been in a car accident and the total estimation of damages is over $500, you must immediately report this to the authorities, this means that you will have to contact the state Highway Patrol where the accident took place on any of the interstates, or the local police regarding accidents on the city streets.

You should also know that you are not allowed to leave the place where the accident took place if there is no medical emergency involved, because this could get you a fine or even jail time.

It is also important that you get as much information as possible about the accident, even take your own pictures of the scene if you can, because any information you can gather yourself, might help your auto accident lawyer when he or she is filing the case and defending you in court.

No-fault lawyers are easy to locate online. For example, if you live in the Orlando, Florida area, you would simply do an Internet search for “Orlando Auto Accident Lawyers”. Such a search will return you an entire list of attorneys that do nothing but specialize in auto accident cases.

Source by C.M. Britt

What Does DVDRip, DVDSCR, CAM, R5, TS and TC Mean

To everyone who once wonder what DVDRip, DVDSCR, CAM, TS, TC, and R5 mean. Those are Video Quality names. When you are going to download a movie is important to know what does mean all this words in the name of the archive, because you dont want to spend time downloading a movie and find out the quality of the movie is not as expected.

DVDRip: Is a copy of a original DVD. The quality is excellent (DVD Quality). DVDRip Quality is ready to download when Original DVD is in the market. DVDrips are released in SVCD and DivX/XviD.

Worth to Download? YES

DVDScr: Or DVD Screener, usually is a copy of a PROMO Dvd. The DVDScr is out before the original DVD is in the market. Video usually comes with water marks in the video, clock counters and legends. Sometimes in some parts of the Movie video turns in black and white.

Quality is good.

Worth to Download? YES

R5: Refers to a specific format of DVD released in DVD Region 5, the former Soviet Union, and bootlegged copies of these releases that are distributed on the Internet. In an effort to compete with movie piracy, the movie industry chose to create a new format for DVD releases that could be produced more quickly and less expensively than traditional DVD releases. Quality is good because video is ripped directly from a DVD.

Worth to Download? YES

CAM: A cam is a theater rip usually done with a digital video camera. A mini tripod is sometimes used, but a lot of the time this wont be possible, so the camera make shake. Also seating placement isn’t always idle, and it might be filmed from an angle. Quality is awful.

Worth to Download? NO

TS: Or Telesync, is the same spec as a CAM except it uses an external audio source. A direct audio source does not ensure a good quality audio source, as a lot of background noise can interfere. Quality is awful.

Worth to Download? NO

TC: A telecine machine copies the film digitally from the reels. Sound and picture should be very good, but due to the equipment involved and cost telecines are fairly uncommon. Quality is regular.

Worth to Download? NO

Source by Ricardo Wagner

Flex Fuel Cars Are Not So Clean

After the meeting between President George Bush and the CEOs of the Big Three, the general public commended the dedication of the parties to make the United States’ energy quite dependent.

While there are flex fuel cars in production which can run on alternative fuels, Business Week reported that the promise of these vehicles is not what they seem to be. This reaction comes after the President held the energy meeting with the Big Three and did not invite Toyota to the party.

Business Week reported that there is a dirty secret behind the production of flex-fuel vehicles. Government policies allow car manufacturers to manufacture gas guzzlers as long as they produce flex-fuel vehicles. And in reality, majority of flex fuel vehicles already on the country’s roads are far fro being clean.

It is also reported that the Big Three produced thousands of units of flex fuel vehicles to increase their CAFE average since flex fuel cars are given very high gas mileage ratings. These flex fuel cars are impractical since most consumers have no access to alternative fuels according to Business Week. In fact, a study reveals that only one percent of flex fuel vehicles are actually using alternative fuel like E85 while for the rest of the lot, 99 percent of them are still running on petroleum gasoline.

This secret has enraged environmental watchdogs like the Sierra Club. Dan Becker, the director for Global Warming Program of the club, calls the production of flex-fuel vehicles and the hype that comes with it as a “total scam”. “The automakers are trying to shield themselves from having to make more efficient vehicles. They’re avoiding the path to cutting oil dependence, curbing global warming, saving consumers’ money, and ultimately saving Detroit from competitors like Toyota,” says Becker.

The reaction comes after the President met Rick Wagoner for General Motors, Alan Mulally for Ford, and Tom LaSorda for Chrysler to talk about energy policy. It can be remembered that the absence of Toyota in the meeting has received criticism since Toyota is in a position to provide the administration with insightful information in the production of vehicles that will support the government’s goal to reduce energy dependency on oil producing countries.

Some of the vehicles presented to the President after the said meeting are flex-fuel vehicles from the Big Three’s lineup. A General Motors model which runs on ethanol is one of the vehicles presented to President Bush as well as a plug-in hybrid from Ford and a DaimlerChrysler Jeep running on biodiesel. All these vehicles are designed to save fuel and reduce emission with the use of advance mechanical and automotive electrical components. If the government makes a step towards the expansion of the alternative fuel industry, these vehicles will surely be used to reach the administration’s “Twenty in Ten” goal.

Source by Joe Thompson

Classic Cars – A Guide to Buying Online

Buying a Classic Car requires thought, research and some planning. Classic cars are usually bought by enthusiasts to use and enjoy. It is not easy to make a profit from buying and selling classic cars.

Make a project plan and do your best to stick to it

You may see a tempting classic car restoration project listed in a newspaper or classic car magazine or on the Internet that may only be one or two thousand to buy and could be worth ten times as much once it is restored.

Practically though, have you the skills to carry out the restoration of the chassis, engine, interior, and the exterior ? If you need to find a specialist company to undertake some or all the work your ten times buy price may just come down to zero or very little profit indeed. Indeed in many cases the cost of restoration when added together will exceed the market value of the car. If you plan to keep the car and enjoy using it then this is perhaps an acceptable price to pay but do not expect to be able to sell the car at a profit particularly in today’s “credit crunch” economy.

Before you start looking – do you have enough storage space ? Do you have enough working area (remember once stripped down, the bits can take up an awful lot of space). No old car likes to be kept out in the open, not even with a plastic sheet to protect it from the rain, frost and snow and even the worst masochist won’t like working out in the open when it is blowing a gale! Lying on a cold concrete garage floor is bad enough but working outside in all elements usually puts a restoration project on hold permanently ! 

Where to look for your classic car.

Look in the your local newspaper, classic car magazines, the Internet or even just take a stroll down your street. There is no shortage of old cars to buy. But what if you are looking for something special? Well, let’s face it, these days the easiest place to look is on the Internet.

Go to Classic Lots (link below) and you will find thousands of classic cars from a rusty Mini for £100 to a Ferrari for £500,000. This excellent site also includes all the classic cars available on Ebay.

Once you have identified the car that you want, read between the lines and look at the background of the pictures.You can learn a lot from what is not said as well as the way a description is written.

I am always cautious when it says “selling it for a friend” and yet there is no contact number for the friend so you can make personal contact. When the subject of mileage is omitted from the specification box and the description… why?

Keeping in touch with reality is essential. IF IN DOUBT – CHECK IT OUT!!!! Answer those niggling questions. In the pictures you can see what looks like oil on the ground. Is it from the car you are buying? Is that mud or rust?

Ask yourself four questions. Why do I want the car? How much can I really afford? How far do I want to travel to view or collect it? and then the most important question of all… Do I really know enough about these cars to commit X thousands of pounds on a piece of pretty (or perhaps rusty metal)?

So, buying a classic car on an online auction? Well, I would advise you to adopt the following rules before commencing such an undertaking, and before you make a bid !

Remember if you are the highest bidder (assuming if there is a reserve that it has been met ) and you win the auction then you have entered a legal contract to buy that vehicle (providing the seller has described the vehicle correctly).

Do not expect to go to collect the car and having viewed it to be able to haggle over the price or to walk away. Buyer beware, and if at all possible always view the car in person before you place your bids. If do not feel confident in being able to asses the condition of your prospective purchase take along someone who has the skills to give you an honest opinion of the condition of the vehicle. You may also wish to consider using the AA or RAC who both provide professional pre-purchase inspections – if the seller seems reluctant to allow this inspection walk away !

Viewing the car before bidding

If you have decided to go and see the car then arrange a viewing and if for any reason you can’t make it, let the seller know, it’s only courteous not to waste …

Rental Car History

Whether you’ve traveled to an unfamiliar place or just needed a replacement while your car’s in the shop, chances are you’ve had to rent a car at some point in your life. Rental cars have a long and storied history that’s closely tied to the history of the automobile industry and America itself. As times have changed, so have rental cars – and they remain a crucial part of the automobile industry to this day.

The true beginnings of rental cars are unknown, but many believe that the first true rental car agency began with the Model T, the first mass-produced automobile. Allegedly, the first rental agency belonged to a Nebraskan man named Joe Saunders, who would rent his Model T out for ten cents a mile. Saunders used a mileage meter to determine how far his car had been driven. The legend goes that Saunders’ first rental went to a traveling salesman who wanted to impress a girl on a date.

Whatever the case, Saunders definitely had the first massively successful car-rental agency. By 1925, his business had rental agencies in 21 states. However, the Great Depression led to many people no longer needing rental cars, and Saunders went bankrupt.

While Saunders was establishing his business, a man named Walter Jacobs was also starting his own Model T rental service. Jacobs fared far better than Saunders. He eventually sold his business to Yellow Cab owner John Hertz. Hertz’ company was then bought out by General Motors. Today, Hertz Rent a Car is the largest rental car company in the world.

Rental cars suffered from a bad reputation during the Prohibition period, as many believed they were used to transport criminals. After Prohibition was repealed, the rental car industry enjoyed a better reputation, and expanded considerably.

The industry grew even more after WWII, because the growing popularity of airlines for business travel meant that more people needed a car for their business trips. Hertz had predicted this trend by opening a rental facility at Chicago’s Midway Airport in 1932. Avis is credited with being the first company to do airport-focused rentals as its main source of business. The company’s founder, Warren Avis, was a former Army pilot, and focused almost all their business toward airports and the surrounding areas. Another successful company launched during this time was National Car Rental System, Inc., whose founders included Joe Saunders himself.

In the 1970s and 1980s, rental car companies began selling off their older vehicles, which led to companies such as Hertz also becoming major used-car dealers. At this point, major automobile manufacturing companies began buying up many used car companies in an effort to ensure that these companies would primarily buy their cars from them.

The rental car industry took a hit when air travel slowed down after the September 11 terrorist attacks in 2001, but has made a tremendous comeback in recent years. The increasing amount of business done on the Internet means that it’s now possible to book a rental car online, making it easier to rent a car than ever. As long as Americans need a car waiting for them…rental cars will be there.

The author would also like you to visit:

http://www.carrentaldir.com/history-of-car-rentals.html

Source by Brenda Williams

Finding Things to Sell on eBay

As everyone knows, selling on eBay is great for getting rid of 'junk' you would otherwise throw out, and making money for you in the process. In the past I've sold CDs I no longer listened to, movies I no longer watched, books I no longer read, even clothes I no longer worn. However, unless you've accumulated tons of stuff over the years, you will likely run out of old and useless things to sell.

So where do you go about finding things to sell on eBay?

I wanted to continue making some extra cash on the side, and potentially making a living selling on eBay full-time so I had to keep finding things to sell on eBay. After doing some research, I discovered that the vast majority of eBay power sellers buy products at discount prices from wholesalers and re-sell them at a higher price for a profit.

But where do you go to find wholesalers? It looks like other sellers do not like to tell away where they are souring their products from, which I I can completely understand because otherwise you could be stealing business from them. It was very difficult for me to find suppliers for products I was interested in selling, and once I found a few I had no idea if they were good or not. It was even more difficult to find reviews for each supplier.

Finding things to sell on eBay from wholesalers is not an easy task.

Usually when you buy from a wholesaler, you need to buy more than just one thing. Products are usually sold in dozens or at least half a dozen. Depending on what the product is, this can add up! I knew that I would feel a lot better forking over money to a company which may be halfway around the world if someone else already had a good experience dealing with them. I've read quite a few horror stories online about how people have been ripped off by scams or illegitimate businesses.

Wholesale directories can help you with finding things to sell on eBay.

I came across some wholesale directories online and thought seriously about joining them. The two main directories I was deciding between both offered a large database of thousands of wholesale suppliers, as well as some educational material to help you get started.

In the end I decided to go with Salehoo, the top reason being I was just starting out, did not have too much spare money and the price was just right. The membership price you pay for Salehoo is a ONE-TIME, lifetime fee. That is the best part I have to say, no recurring monthly fees, ever! And you know the database is only going to grow, so the value you are getting from your membership can only increase!

Since I've joined, I have found some really good suppliers. Before I buy from any supplier, I always read the reviews posted by other Salehoo members, or simply post a message in the friendly and helpful forum to poll other people's opinions and experiences.

Source by Sheryl L

Auto Insurance Comparisons Are Necessary

In this day and age, everyone has to be a smart consumer to make ends meet and get ahead. With regards to the insurance industry, it can not be more true. So, auto insurance comparisons are necessary to make sure that you are not overpaying for your coverage.

Of course, that would lead you to do some research on your own. The best way to do this, because it is the fastest and most convenient, way is by going online. Make sure you spend the time to get to know the terminology and any extra information that can help you make wiser choices that can save you even more money.

By knowing the terminology and the way the industry operates, you can get discounts for a variety of reasons which could equal hundreds of dollars each year, if not more. As you can see, it's definitely in your best interest to invest this minimum amount of time required in order to comparison shop.

Once you get to know the industry better, start filling in questions from various insurers. Of course, you can go to websites that are dedicated to the subject, but serve as an umbrella, if you will. Here, you supply your information one time and they do the rest. In other words, with one application, you can have several quotes from different insurers. By the way, all of these are completely free. You should never be charged for any of these quotes.

You will soon after receive the quotes that you can use to compare the different coverage and rates they have supplied you with. You should also know that the quotes you receive are based solely on information that you provided them with. So, if you provided false information, your quote will be completely off. Make sure that you give honest answers to any fields that need to be completed.

False information with a signed contract could lead you to huge problems in the future. For instance, a claim you file may not be accepted if the truth you withheld becomes uncoovered by the insurer. Or, you may even be sued. All that aside, spend the time to get many quotes as this would be the best way in which you can come out a real winner. When you evaluate auto insurance comparisons, you can benefit from lower rates, yet still have the coverage you are used to and want. You should not compromise anything.

Source by Felix Fassbinder

Cars at the USA Salvage Car Auctions

A small number of Americans will take up cars in Germany; though, for the American who at the moment lives in Germany, plans to live in Germany, or is extensively visiting Germany, the chance of purchasing a car in Germany rises. Germany can be proud of by its lengthy history of better-quality automobile built-up and its auto marketplace is as fundamental for its financial system as the car market is to the economy of the USA. Vehicles for sale in Germany are as abundant as they are in the United States. The production involves Germany’s local brands such as BMW and Volkswagen as well as American and other brands. Additionally, the market includes new, used, and even salvage cars in Germany.

For the great majority of Americans, the purchase of salvage cars can be realized through the well-known online auctions or other online auto sales. Several of these Americans will habitually comprise military personnel and their associates, contractors of the government and other personnel. When a person is looking for a used vehicle, he can as a buyer could refer to the List which can be successfully found in automobile magazines, from car dealers, or even in the Internet which gives a price list and provide a guide for buyers to take up used vehicles. The process of purchasing a vehicle in Germany is similar and much like taking up one in the United States. Financing is real; trade-ins are usual, and warranties can be provided. Once the purchase is completed, the car buyer will require evidence of insurance as well as proof of security inspection, registration, and rights for this vehicle. The purchaser will need to take these papers to the motor vehicle department in the German locale where the car will be driven. After paying the appropriate fees, he will be able to obtain the license plates for authorization of driving the car on Germany’s roads.

You will surely agree with the fact that nearly everyone will necessitate a mode of moving for work, school or just running errands. Most of these persons cannot afford such spending at all due to the tight budget and can’t buy a new, or even a good used vehicle. One of the alternatives is to visit diverse salvage car auctions; either live auctions or they could be found online. In the Internet you can place your bids on a damaged vehicle, and keep up thousands of dollars, versus buying a new or a used car in good form. A salvaged auction vehicle is a car that has either been in an accident, or has some kind of engine trouble, and was sold for cash, instead of repairing. Vehicles that are purchased at a salvage auction yard will most likely necessitate some sort of repairs, either to the engine, or the body.

This is why it’s vital that the buyer should be aware of the damages, and be able to fix up the problems. The cause the vehicles are in salvage car auctions is because the cost of repair regularly overcomes the vehicle’s cost. Very often it is the insurance company or the owner who decides to total the vehicle. Other reason for purchasing a car at a salvage yard is to restore a vehicle as a pastime. One is able to find many restorable project cars at an auto salvage auction. Also parts for vehicles are also available here at auctions. So if you are looking for a good deal car to fix for a cheap type of transportation or a restorable vehicle for a leisure pursuit, salvage car auctions might be your best preference.

Source by Pete Loren

Car Rentals – Now Travel at Ease

Italy has been a main tourist attraction for years. It is popular for many things and has been a dream destination for many. Due to its popularity, the place remains crowded all year round. Getting a cab to reach places on time does not seem like an easy option in Italy. If you are planning to spend your vacations in Italy then a car rental in Italy are just the right option to travel and explore the place with more ease and fun.

There are a few points that need your consideration before you rent a car. The best way to explore the different renting companies' quotes is by searching over the internet. You can easily look up many car rental companies in one place and easily compare them to find the best package for you.

Check for the hidden charges and taxes imposed by the company. Also, see if the company offers any beneficial packages as they will help you pay a lesser rent.

You must be aware of the age restriction policy of the company. Many companies require driver to be aged 25 years and above only. So you must see if you are underage. Pick a rental company that is near your hotel. This will help you pay less and save time more.

Always remember to drive safely. You will be responsible for any damage done to the car. You will have to pay for the damage as well as the additional fee for the extra time it took for repair. Consider all the offers and options to choose the best one for you.

Source by Christie Hill

How to Reduce Your Auto Insurance Cost Burden

Purchasing a new vehicle on easy payment terms is not a difficult thing to do. But what needs proper planning and budgeting is how you are going to pay for the regular maintenance costs of your vehicle, a significant part of which is the auto insurance costs.

Therefore, it is always advisable to keep your auto insurance cost buried under check, so that you do not put unnecessary financial strain on your household budget. The law requires you to have insurance on your vehicle, and it is anyway essential to insure yourself against potential risks while driving on the roads.

So the best way is to find innovative yet practical ways to cut down your auto insurance costs. A few good tips towards achieving this goal are listed as follows:

1. Before deciding on your auto insurance company, make a comparative analysis of a few good insurance companies and agents and their offers, prices, schemes and discounts. For instance, among Washington Auto Insurance providers, there is a stiff competition and it is possible to get the best possible deal for yourself if you make the effort to shop around a little.

2. Most good auto insurance companies and agents have their presence on the Internet. That widens your choice and also provides you better knowledge because you can study the various available options among different competitive insurance providers and make the optimal choices for yourself. And this is possible without consuming much time, without incurring any costs, and just at the click of a button.

3. Seek price quotations and best possible terms and conditions from a few auto insurers that you contact. Most of the Washington Auto Insurance providers, for instance, will be more than willing to provide you with the lowest and most competitive rates, schemes and packages to attract your insurance for their company.

4. Meet an auto insurance agent and seek advice for what could be the most suitable and appropriate insurance for your vehicle. For example, it is an expensive new vehicle with a high market value it may be advisable to go for a comprehensive auto insurance policy. On the other hand, in case of an old or used vehicle, just third party insurance may be sufficient for your requirements.

5. Maintain an excellent driving record. If you have not incurred any driving violation tickets in the past several years, you will be entitled to discounts on your auto insurance policy. This can make a substantial difference in the long run to your insurance premium costs.

6. Try to negotiate with the insurance agent by clubbing all your insurance policies with one company only. Usually, such multi-policy approach and customer loyalty will fetch you a good discount on your insurance costs.

Source by Susan Hutson

Local Car Rentals

When it comes to local car rentals there are a number of great deals on offer, so long as you know what you want and what to look for in a car rental service. When it comes to rentals that last more than just a few days, then local services will always be a lot cheaper – no matter where it is that you are traveling! However, there are still a number of things to consider in your rental service.

Firstly you should shop around local rental services. This may be a little harder than comparing the big name rental services, as some small-time companies will not have websites. However, all you need to do is phone them up for a quote and write down what they tell you. Do this for as many services as you like so you can start comparing just what they have on offer for the money.

The deal you can get will depend on how long you are renting the car. Local rental rates are generally favorable to other rental services if you're going to be using the car for longer than around the week. For long-term rentals then many local rental services will also give you a bonus discount, so do not be afraid to ask for it!

Local car rentals can provide some great deals that are not always advertised. However, taking your time to phone around and do your research really is worth it if you're looking to save money on renting a car!

Source by Kelly Andrews

Reinsurance For Auto Dealers – Is It Worth It?

Reinsurance can be defined as an agreement between two insurance companies. The reinsurer in this arrangement is the second business and provides risk management for paying claim shares arising from initial insurance company. Auto dealers are now embracing owning reinsurance companies to enjoy coverage for different policies in their contracts.

Reinsurance programs offer an opportunity to enjoy underwriting profits as well as investment income from finance and insurance products sold to customers in an auto dealership. Apart from automotive dealers, reinsurance can also be enjoyed by other service providers. For auto dealer, the commonly reinsured items include vehicle service contracts, GAP and aftermarket among others.

A smart auto dealer will always be on the lookout for hidden profit opportunities and vehicle service contract reinsurance is a major wealth creation opportunity available to the dealers. There are lots of companies offering competitive programs and availing them to independent dealers and franchises as well. The reinsurance concept for auto dealers comes with a number of benefits to them and this is probably what have made the programs popular among the dealers. Here are some of the benefits that make the reinsurance for auto dealers worth trying out.

The reinsurance programs offer auto dealers control over own insurance company

With this kind of control, auto dealers are able to enjoy premiums generated from different vehicle service agreements and aftermarket insurances. The insurance company holding premium reserves provide the owner with new wealth and profit creation source. When these reserves are reinsured, the risks to selling dealer are greatly limited.

The programs ensure efficient cash flow and profit maximization

Reinsurance programs have a reliable remittance system. Any warranty repairs offered by the dealer get deducted from premiums submitted and this in turn accelerates payment to the dealer for the repairs made.

Reinsurance for auto dealers also offers flexibility in customizing terms and coverage’s

This is because there are high probabilities of weekly funding of the premium accounts, full accounting as well as reporting. When the dealer is able to customize the coverage and terms, there is complete management control of the reinsurance company thus maximization of the profit opportunities.

The programs make it easy to pay claims

Auto dealers who consider owning reinsurance companies always have money available to settle claims. The programs basically eliminate the situations where most dealers have had to foot the cost of claims for lack of backup funding. Dealers therefore enjoy more security when they take up reinsurance programs matching their exact needs.

The contracts help in improving customer satisfaction

There is really nothing more important that customer satisfaction for any given business. Vehicle service contracts offer some of the best ways of improving customer satisfaction and also provide confidence in sales process improving the dealership at the end. Reinsurance offers any auto dealership the opportunity to grow to the next level by offering claims to customers with the increased control over the reinsurance company. When customers are happy, the dealership is able to maintain a loyal clientele thus increasing growth and expansion opportunities.

Source by Satvik Mittal

Why You Need To Seek The Services Of Car Brokers

Each customer can ask for help when it comes to their purchases regardless of the commodities they need. For instance a realtor assists people who are planning to buy their own property. Then art collectors enjoy the company and services by an art brokerage firm. Nonetheless car buyers can seek the assistance of a reliable car broker. Well, car buyers may see that the service of a car broker can be quite expensive and next thing you know you already have your own car. Little that you know, having a car broker brings you great benefits in return that you’ll surely not regret. The following are some of the benefits you can expect.

Car brokers will assure your investment is worth it. With such professionals working for you, rest assured that the odds are in your favor knowing that they know this industry too well. It doesn’t matter what type of car you fancy, in the end you know you’re going to purchase a great one since you have a trusted provider that will guide you significantly. Nevertheless, you’re also immune to the possibility of shady transactions offered by the car auto dealers.

Car broker services offer you timely results and great savings as well. Getting your own car can be a time-consuming activity and also can bore a hole in your pocket. Don’t expect that the perfect car you like will just show up instantly at the most ideal deals and price range, it takes hefty of time to figure out everything. However, with a trustworthy car broker, you can easily get your hands to the best car deals. Conveniently, an auto broker that has a clean track record already made some connections to different car dealerships, in the end, they can offer their clients the car they love that comes at a price they love.

Car brokers will provide your dream car significantly. When you are looking for those high-end and exotic cars, patience is indeed a virtue. Generally, it takes 15-28 months of waiting knowing that the car your after are those first class exotic cars. Although, there is a way to bypass the agony of waiting, with a car broker; they can help you grab the car of your dreams in no time.

When you’re planning to buy your new set of wheels, leave the rest to the auto brokers. Everything will be smooth sailing with regards to the purchasing the car. You don’t need to take the long way when you know you can take the shortcut in getting the best car deals around Rest assured, the seemingly possible care you ever wanted will be in your hands in a jiffy. Your go-to person when dealing with car negotiations is a car broker, where you investment is highly regarded. Well, find the nearest broker now. Lastly, you’ll be driving with the car of your dreams.

Source by Lauren Jurkovich

Mobile Phone Applications – Fun and Learning Anytime

Mobile phone applications have been designed to cater to everyone's needs. Cell phone applications are not only limited for management purposes. Now mobile have become an entertainment and learning medium too.

Types Of Mobile Phone Applications

Cell phones have become quite the need of the hour. You can manage things, study or just simply have fun using the latest mobile applications.

o Cell Phone Applications For Entertainment- Applications for entertainment such as games are very popular as you can access them anytime and anywhere. You can find various games in all cell phones models, whether cheap ones or high tech ones. You can download games and other applications from the internet and transfer them to your mobile. These games can also be transferred between two mobiles using Bluetooth or infrared.
o Study Via Cell Phone- if you are preparing for SAT, then your mobile phone can come in handy. SAT is a very tough exam and you need a lot of dedication and time to prepare for it. You can use the cell phone SAT preparation tests application to study anywhere. This will save a lot of time as you can simply reach out for your phone and start studying anywhere. This way, you will not waste time waiting in the bus or the train. These applications are very simple to use and can greatly increase your success chances.
o Mobile learning is another very popular application. This is a new way of putting together useful and important information. Learning through mobile saves a lot of time. You just need to log on to the application and start studying anywhere. Now you do not need to worry about wasting time, these applications are user friendly and easy to use.

How To Download Games And Mobile Phone Applications

Downloading games and other mobile applications is very easy. Here's what you need to do.

o You need to buy a Bluetooth adapter for your computer.
o Download mobile phone applications or games from sites offering free or paid downloads. You need to download the jar file.
o Put on the "Show My Device" option on your V330.
o Use the Bluetooth adapter software to send the file.
o Go by the instructions that appear on your phone and run and install the file.

Mobiles are not merely just a means of communication. They are a great business, management and entertainment tool. Now with the latest technology, you can play games and study on your phone. Whether its fun, study or learning, you will find mobile phone applications that will cater to each and every requirement.

Source by Alen Cauller

Basics Of Auto Insurance Coverage

If you are going to take an auto insurance policy, you need to know about the different types of coverage you can get, so that you are well informed before you take out the policy. Heres a list of coverage you can get with your auto insurance policy:

Property Damage Liability Coverage – This coverage steps in when you accidently damage someone elses property (for example, their home fence, car or par of their home like a wall), in a collision. If you are caught in a lawsuit for property damage, this coverage will pay for the lawsuit expenses as well. The amount of coverage depends on the limits you have chosen in this coverage.

Bodily Injury Liability – This coverage pay for injuries caused to someone else, (for example, lost wages or medical expenses) in the event of an accident. Lawsuit expenses are also covered under bodily injury liability.

Personal Injury Protection (PIP) – These are also known as Medical Payment Insurance or Med pay. It provides for medical expenses, lost wages and other similar expenses caused by an accident in which there is serious bodily injury. This is a no-fault coverage, meaning it does not require establishing which fault the accident is, before paying out.

Comprehensive Coverage – This coverage provides for damages occurring to car as a result of events such as theft, flood, fire and so on. In other words this coverage caters to those events that damage you car, other than a collision.

Collision Coverage – This coverage provides for damages occurring to your car as a result of a collision. Collisions can happen when you car strikes another vehicle hits and object or is stuck by another vehicle.

Underinsured Motorist Bodily Injury Coverage – This coverage pays for expenses (for example, medical bills, lost wages) that occurs as a result of injuries or death when a driver with insufficient insurance coverage causes an accident with your car. The amount you receive is the difference between your coverage and the bodily injury coverage offered by the other drivers policy.

Uninsured Motorist Bodily Injury Coverage – This coverage pay for expenses (for example, medical bills, lost wages) that occurs when a driver with no insurance coverage causes an accident with your car. The amount you receive is the limits of the coverage.

Underinsured Motorist Property Damage Coverage – This coverage pays for damages (Repair and Replacement) that occurs to your car when a driver with insufficient insurance coverage causes an accident with your car. The amount you receive is the difference between your coverage and the property damage coverage offered by the other drivers policy.

Uninsured Motorist Property Damage Coverage – This coverage pay for expenses (Repair and Replacement) that occurs when a driver with no insurance coverage causes an accident with your car. The amount you receive is based on the limits set by the policy.

These are the basic types of coverage you need to know before to sign up for an auto insurance policy. Added coverage includes heading and labor costs, rental reimbursements and gap converge. However, before you take up the policy consult on details of the coverage you opt for because laws vary from state to state and you should be aware of all terms and condition before committing to the insurance policy.

Source by Susan Canepari

The Mysterious World of Auto Leasing

Auto leasing and the marketing of there have been something under the radar the past few years due to very low interest rates offered up by lending institutions. For most, the allure of leasing a car has been the advantage of lower monthly payments. With the low financing rates, this advantage has been shifted to traditional financing.

The world of car leasing has a long history of being somewhat less than straightforward. Even now one can find some pretty good deals out there, but the financial process around leasing a car can still be more than a bit confusing. And it's this confusion that can leave you with a less than warm and fuzzy feeling after your leasing transaction is all said and done.

So, in an effort to avoid or mitigate the confusion when it comes to auto leasing, let's take a look at some basics.

In auto leasing you are only paying for (in the form of monthly payments) the portion of the car that you use over the life of the lease (the part you use is how much the car depreciates). As part of your monthly payments, you'll also be paying sales tax and finance charges.

Yes, finance or interest charges. In car leasing vernacular this is known as the 'money factor'.

What determines how much of the car you will use is the car's residual value. The residual value is a pre-determined number as to what the market value of the car will be at the end of the lease.

For example – if a $ 20,000 car has a residual value of $ 11,000 at the end of your 36 month lease – this means that you will have used $ 9,000 of this car; so your monthly payments will be based on $ 9,000 over 36 months. As you can see, the better a car holds its residual value or the higher that value is … the more favorable your monthly payments will be.

More often than not the money that you will need to come up with up front is your first monthly payment and a security deposit. Of course, you are more than welcome to put more money down (cap cost reduction) just like when purchasing a car; if you want to lower your monthly payments even more.

The cap cost or capitalization cost is another name for the price of the car you're looking at. And, just like purchasing, you can and should negotiate the price or in this case the cap cost of the car. In fact, I would not even distinguish the fact that you're considering leasing until you've negotiated and agreed on an actual selling price of the car you're looking at.

As you see, doing your homework is every bit just as important as and probably more than when you are actually purchasing the car. Negotiating and leasing a car based solely on achieving a monthly payment is probably the number one reason consumers get stuck paying too much.

Cap cost reduction is almost always negotiable. If a dealer tells you that it is not or unwilling to do so … they are plenty of other vehicles and dealers that offer and will.

We touched on the 'money factor' which is the leasing equivalent of the interest rate. Are you getting the best possible 'money factor'? Just like the purchasing side, the dealer can add points to a money factor just like they can to an interest rate in order to maximize their profit. This is why it is extremely important for you to know your credit score and at what interest rate you qualify for before you even set foot in a dealership or you could really get … well … made love to.

Many factory warranties on vehicles run for 36 months. This is a good reason not to be looking at leasing a car for longer than the factory warranty. In addition, once you get out past 36 months on a car lease, you quickly start losing the advantage of the residual value since most depreciation occurs early on.

Lastly … well, maybe not lastly when it comes to leasing but lastly within the scope of this article; If you have good credit, or sometimes have been a good or repeat customer, ask the dealer to waive the security deposit and / or the acquisition fee. First of all, they will not if you do not ask; and secondly this is certainly a fair request as part of the negotiating process. Worst case they say no. Best case … you save some more of your hard earned money.

Source by Jeff Neilan